Everything you will ever need to know about traditional business credit. In today's business climate of tightening credit, you need to know exactly what it takes to get a "yes". And that means being better informed than the hundreds of other applicants. This report will give you that foundation of understanding on everything from commercial banking to factoring.

Also thoroughly covered are institutional term lenders, credit unions, warehouse receipts financing, floor plans, cultivating your banking relationship and more.

• How lenders evaluate risk---see yourself as they really see you
• "Do's and Don'ts" when dealing with your banker
• Matching your assets with the right type of lender
• Learn what to offer when your banker is hesitant
• Learn the difference between growth capital and working capital and how to converse intelligently about both with your banker
• Learn how to develop optional plans and when/how to change strategy