Home values are soaring. Stock prices are up big, then down again. But whether you are dealing with sudden wealth or financial misfortune, money is the #1 source of conflict for couples in America. Couples, however, need not fear the finance of romance!

We profit most by learning how to talk about money in a way that brings us closer together. My book, Women, Men & Money provides fresh insights and practical techniques couples can use to transform their money talks from unpleasant confrontations into opportunities for greater trust and deeper intimacy.

The following are time-proven techniques for discussing finances with your partner calmly and fruitfully:

• Pick your spot-- Look for places where time, attention and comfort intersect.
• Pick your topic-- Think small: pick just one topic, and stick to it.
• Express without attacking -- Focus on the issue, not on your partner. Resolving the issue comes later.
• Ask without pushing -- Never employ declarations or ultimatums. Your partner may resist your idea if you push.
• Set an inspired tone -- Be kind. Your romance is not on hold just because money is the issue.
• Navigate with soul -- Consider what you want from this relationship, what sort of work will help you bring your talents forth, and what would be good for your health, family, romance, and spiritual life. These answers will help you make decisions that keep the two of you in sync.

Once couples know the mechanics of talking about money, they can strengthen their relationship further by being aware, deliberate and accomplished. Investing in the two of you is where you’ll find the biggest pay-offs for both your relationship and your bank book!